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With a direct loan, you’re borrowing money directly from a government agency. All loan payments will be made to pay back the government.
If you qualify for a government loan, a number of potential benefits can make it an attractive borrowing choice.
Some government loans come with repayment plans that make it easier to pay.
To help promote economic and community development, a number of business loans are available to help fund businesses of all sizes.

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46 Ways to Get Free Money | Get up to $3,700 of Free Money‎

You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers. You review the loan details and e-sign if you like what you see. No risk in checking what offers you’ll get. You can borrow between $100 and $15,000 as soon as tomorrow. Loans service up to 60 months.

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For a $3,700 vehicle, this would mean saving up $740. Pay back the loan in 4 years or less. Don't spend more than 10% of your income on payments and insurance. Rough estimate: your annual income should be at least 2.5 times the purchase price. So to afford a car that costs $3,700, you would need to make at least $9,250 per year.

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