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How to Calculate Car Payments

Watch more How to Buy a Car videos: http://www.howcast.com/videos/399308-How-to-Calculate-Car-Payments You've just seen the car of your dreams, but ...

Getting a Downpayment for a Rental Property? | Afford Anything Podcast (Audio-Only)

Time to talk about houses! I answer your questions about rental property investing in this week's episode. Our first question comes from James, age 25. He lives ...

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With a direct loan, you’re borrowing money directly from a government agency. All loan payments will be made to pay back the government.
If you qualify for a government loan, a number of potential benefits can make it an attractive borrowing choice.
Some government loans come with repayment plans that make it easier to pay.
To help promote economic and community development, a number of business loans are available to help fund businesses of all sizes.

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For a $3,900 vehicle, this would mean saving up $780. Pay back the loan in 4 years or less. Don't spend more than 10% of your income on payments and insurance. Rough estimate: your annual income should be at least 2.5 times the purchase price. So to afford a car that costs $3,900, you would need to make at least $9,750 per year.

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