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Excel & Business Math 42: Simple Interest Calculations & Short Term Loans

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Mortgage Payment: The 3 Parts Explained

Learn exactly what goes into your monthly mortgage payment. We'll explain principal, interest, and escrow contribution in a clear simple way. You'll never ...

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With a direct loan, you’re borrowing money directly from a government agency. All loan payments will be made to pay back the government.
If you qualify for a government loan, a number of potential benefits can make it an attractive borrowing choice.
Some government loans come with repayment plans that make it easier to pay.
To help promote economic and community development, a number of business loans are available to help fund businesses of all sizes.

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For a $4,800 vehicle, this would mean saving up $960. Pay back the loan in 4 years or less. Don't spend more than 10% of your income on payments and insurance. Rough estimate: your annual income should be at least 2.5 times the purchase price. So to afford a car that costs $4,800, you would need to make at least $12,000 per year.

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Unlike a mortgage, our personal loans are “unsecured” which means you don’t need to provide a deposit or collateral (like your home or car). Unsecured loans are also paid off over a shorter period (2 – 5 years), so you can get to your goal of paying the debt off sooner.

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